Terms of Use

1. Acceptance of Terms

By accessing or using FinCalc ("the Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

2. Use of the Site

FinCalc provides free financial calculators for informational and educational purposes. You may use the Site for personal, non-commercial purposes. You agree not to:

• Use the Site for any unlawful purpose
• Attempt to scrape, copy, or reproduce the Site's content or tools at scale without permission
• Interfere with or disrupt the Site's servers or infrastructure
• Use automated tools to access the Site in a way that places unreasonable load on our servers

3. No Financial Advice

All calculators and content on FinCalc are for informational purposes only. Nothing on this Site constitutes financial, investment, tax, or legal advice. Results are estimates based on the inputs you provide and standard mathematical formulas.

You should consult a qualified financial advisor, chartered accountant, or other professional before making any financial decision.

4. Accuracy of Information

We strive to keep our calculators accurate and up to date with current Indian tax laws, interest rates, and financial regulations. However, we make no warranty — express or implied — that the results are accurate, complete, or suitable for your specific situation. Financial rules change frequently; always verify with official sources.

5. Intellectual Property

All content on FinCalc — including the design, code, text, and graphics — is owned by FinCalc or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

6. Third-Party Links and Ads

The Site may contain links to third-party websites and display advertisements served by Google AdSense. We are not responsible for the content, privacy practices, or accuracy of any third-party site. Clicking on ads or external links is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, FinCalc and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on any calculator results. Your use of the Site is entirely at your own risk.

8. Modifications

We reserve the right to modify these Terms at any time. Changes will be reflected by updating the "Last updated" date. Continued use of the Site after changes constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of India.

10. Contact

For questions about these Terms, contact us at hello@fincalc.codexneo.com.