Disclaimer

General Disclaimer

The information and tools provided on FinCalc (fincalc.codexneo.com) are intended for general informational and educational purposes only. While we make every effort to ensure accuracy, the results produced by our calculators are estimates based on the inputs you provide and standard financial formulas.

Actual results may differ due to factors including but not limited to: changes in interest rates, tax law amendments, bank-specific fees and charges, inflation, and individual financial circumstances.

Not Financial Advice

Nothing on this website should be construed as financial advice, investment advice, tax advice, or legal advice. FinCalc is not a registered investment advisor, financial planner, chartered accountant, or any other type of licensed financial professional.

Before making any financial decision — including taking a loan, starting an investment, or filing taxes — you should consult a qualified and licensed professional who can assess your specific situation.

Tax Calculations

Our income tax calculator is based on the tax slabs and rules applicable for FY 2025–26 as announced in the Union Budget. Tax laws are subject to change. Always verify your tax liability with a chartered accountant or the official Income Tax Department website at incometax.gov.in.

Investment Calculations

SIP, lumpsum, and compound interest calculators assume a constant rate of return. Actual mutual fund or investment returns are subject to market risk and are not guaranteed. Past performance does not guarantee future results. Mutual fund investments are subject to market risks — please read all scheme-related documents carefully.

Loan Calculations

EMI and home loan eligibility calculations are based on standard reducing-balance formulas. Actual EMI amounts may vary based on your lender's specific terms, processing fees, prepayment charges, and other conditions. Always confirm with your bank or NBFC before signing any loan agreement.

External Links

FinCalc may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of any external site. Links are provided for convenience only.

Limitation of Liability

FinCalc and its operators shall not be held liable for any loss, damage, or financial harm arising directly or indirectly from the use of this website or reliance on any calculator results. Use of this site is entirely at your own risk.

Contact

If you have questions about this disclaimer, please contact us at hello@fincalc.codexneo.com.